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Income

Home Inventory – 3 Reasons To Have One Before A Disaster

The disasters continue to happen in all four of the seasons. Examples are the violent tornadoes across the Midwest, the earthquake on the East Coast and even record snow falls in Alaska. In addition to natural disasters, thefts continue to be frequent and fires match or exceed “normal” numbers. These events have encouraged people to ask me these questions about a personal property (home) inventory:
If I need to create a list, why not just wait until I have a disaster? Can’t I just do it after the fire/tornado/hurricane (you name it)?
The short answer is: Yes, you could wait.
The long answer is this: No, you don’t want to wait. There is a completely different baseline when you’re putting the information together as a proactive task – or in the preparedness mode. You’re providing peace of mind. You plan for the inventory and do it when you have the time (or call a nationally certified inventory professional to create it for you).
When in the reactive mode, the three main reasons to create it before a disaster come out loud and clear.
1 – After a disaster you’ll be emotionally distraught. How will you be able to sit down and remember everything? If all the photos are gone, you won’t even have old family pictures with your contents in the background to refer to. Additionally, your family will need you for emotional support.
2 – Whether you own your own business or work for someone else, you’ll most likely have to go to work within a few days. Where will you find the time to create your list, research to find “like” items and the amount you paid for each item?
Numbers one and two show why number three is key…
3 – You won’t be able to remember everything, or you won’t have the time to keep working on your claim and decide to “just be done with it” (something I often hear). Therefore, you won’t recover sufficiently. As a result, you won’t receive enough money to replace everything that was destroyed.
Being prepared is worth the time if you do it yourself, and worth the money if you hire a nationally certified home inventory service professional. There are so many people who have said to me, “I wish I had known of your service before this happened!” Don’t delay, as you don’t want to be one of those who wish they had.…

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Business Week

5 Most Important Reasons Why You Need to Start Your Own Home Based Business Today

It seems that almost everyday there is another financial scare on the news. The stock market has dropped another 500 points. Another reputable company has gone under. Tens of thousands more people out of work. The list goes on…
Let’s be honest, the world of work is no longer a financially safe and secure place to be. So in this article I’m going to give you 5 reasons why you really must start your own home-based business today.
Let’s get started:
1. No longer will you fear losing your job
Since you will be self employed, who’s gonna fire you? That’s right – nobody! You’re the boss. You do what you want, when you want, and nobody will have a word to say about it. Let’s face it, who can honestly say that their job is secure anymore? Wouldn’t you rather start your own home-based business and be in charge of your own destiny, instead of someone else’s?
2. No more rush hour traffic
Think about what this one little change to your life will do for you. You’ll be less stressed because you don’t have to sit in traffic for an hour to and from work each day. You’ll save a fortune on gas, because you haven’t been sitting in traffic for 2 hours a day. But don’t forget, you’ll also save on wear and tear on your car, as you won’t be driving it as much. If you commute, then you’ll no longer have to stress over train or bus delays. You’ll also save a fortune, as you won’t have to purchase your season ticket anymore.
3. No boss telling you what to do
I always loved the idea of being my own boss. I never liked the constraints of having a boss telling me what to do, when to do it, and how to do it. It’s just not my style. Is it yours? No, I didn’t think so – that’s why you’re reading this article;-)
4. Lower start up costs
Starting a traditional brick-and-mortar business can be extremely expensive – I know, I’ve been there! Starting a home-based business has much lower start up costs, and depending on what you choose to do, can also be free in a lot of cases.
5. Freedom
This one was the clincher for me. The feeling you get when you walk out of work for the last time is indescribable. It’s nothing short of awesome! The sense of freedom that you feel is almost overwhelming. Trust me, it will make you happier than you thought possible.
So there you have it. The 5 reasons why I think it’s vital for you to start your own home-based business today. Hopefully this article has inspired you to pursue your dream of starting your own home-based business.…

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Business Loans

6 Reasons Why Being Dependent Sucks (With SSI And Incapacity)

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